With all the wet weather we’ve been experiencing over the last few weeks a lot of quality issues have surfaced on wheat. Issues with falling numbers coming in below 300 have been the primary concern as well as sprout damage and a few cases of Vomitoxin.

Farm stored wheat should be separated out by like-quality. This will aid the adjusters in getting an accurate sample reflective of the bin. The adjusters will need to take a quality sample within 60 days after harvest of a field is complete.

If you are hauling your wheat to the elevator, make sure your elevator is sending in a sample to be state graded if Vomitoxin is an issue. The adjuster will not be able to use a Vomitoxin discount factor unless this test is graded by an approved testing facility.

Below are the crop insurance Discount Factor (DF) tables for Falling Numbers, Sprout damage and Vomitoxin. These quality issues, in conjunction with a fall price that settled at $5.05 or 12.48% below the spring discovery price, could possibly result in a claim. Let us know if you have any quality or production issues, so a timely notice can be filed with the insurance company.


Falling Numbers RangeDF
Below 200See Section B

DFs for Vomitoxin:

Vomitoxin RangeDF
0.1-2.0 ppm0.000
2.1-3.0 ppm0.224
3.1-4.0 ppm0.310
4.1-5.0 ppm0.394
5.1-10.0 ppm0.450
10.1 ppm & aboveSee C3 below

DF’s for Sprouting:

Sprout Damage Discount Factors
Sprout DamageDF
10 and BelowNone
11.01 – 12.00.117
12.01 – 13.00.128
13.01 – 14.00.138
14.01 -15.00.148
Above 15See Sec. B

Sec B refers to deficiency not on the discount factor charts and how a reduction in value (RIV) is calculated. Sec C of the crop insurance actuarials refers to substances like Vomitoxin and how a loss is calculated when it is present.